FAQ
Here you will find answers to the most popular questions about credit repair and our services.
If you didn't find the information you need — contact us, we are always ready to help!
Which payment systems does the service support?▼
At the moment, BoostCreditSolution accepts payments through PayPal. Two options are available: using a personal PayPal account or making a payment via Zelle.
How can I cancel my subscription?▼
The subscription can be canceled through your PayPal account or by sending a written notice to the company’s manager prior to the next scheduled payment date.
What is the Boosting service?▼
Boosting is a service designed to accelerate the improvement of your Credit Score by adding credit cards with a long history and high credit limits. This approach helps increase the age of your credit history, expand the number of active accounts, raise the overall credit limit (which contributes to lowering the credit card utilization ratio), and improve the ratio of missed payments.
How does our service help improve your credit score?▼
We analyze your credit history, identify inaccuracies, and work with bureaus and companies to correct errors and optimize the data to improve your score.
What factors affect my credit score?▼
Key factors include payment history, debt level, credit history length, types of credit, and recent inquiries. We help optimize each of them.
Can the credit repair process be accelerated?▼
Yes, we use proven methods for faster corrections, but timelines still depend on bureaus and case complexity.
Is there a risk of harming my credit score with your service?▼
No, our methods are 100% legal and safe. We never use shady tactics that could damage your credit.
How often should I check my credit report?▼
At least once a year, but if you’re actively rebuilding credit, we recommend checking every 1-2 months.
Can negative information be removed from credit history?▼
Yes, we can remove negative marks through formal disputes. Our experts thoroughly analyze reports and documentation for errors, inaccuracies or procedural violations. When such cases are found, we file official requests with credit bureaus demanding corrections.
What’s the cost of your service?▼
Pricing depends on the complexity. We offer flexible plans, including one-time payments and monthly subscriptions.
How long do credit score improvements last?▼
With responsible financial habits, the improvements are long-term. We also provide tips to maintain a high score.
Do you work with clients who have very low credit scores?▼
Yes, we specialize in challenging cases and create customized strategies even for clients with minimal credit scores.
What documents are required to start?▼
Typically, we need a copy of your credit report and ID. In some cases, additional supporting documents may be required.
Does your service affect my credit during the process?▼
No, the dispute process doesn’t create new entries in your credit history or impact your current score.
Can credit be rebuilt after bankruptcy?▼
Yes, it’s a complex process, but we develop specialized programs for gradual credit recovery after bankruptcy.
How do you protect my personal data?▼
We use bank-level encryption and strict security protocols. Your data is never shared with third parties without your consent.
Do you guarantee results?▼
We guarantee professional execution of all procedures, but cannot promise specific outcomes as final decisions are made by credit bureaus.
How can I track progress?▼
You’ll receive regular status updates and can contact your personal manager anytime for clarification.